:root{--navy:#0c315b;--navy-deep:#08254a;--teal:#00667a;--teal-dark:#004f61;--teal-soft:#eaf7f8;--green:#3ca64b;--green-dark:#27893a;--purple:#5a36a5;--lavender:#f6f1ff;--gold:#b98512;--ink:#13253e;--muted:#59687a;--line:#d8e4ec;--paper:#fff;--soft:#f7fbfd;--shadow:0 18px 55px #0a315b1f;--radius:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);-webkit-font-smoothing:antialiased;background:#fff;margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,Arial,sans-serif;line-height:1.5}img{max-width:100%;display:block}a{color:inherit}button,input,select{font:inherit}.container{width:min(var(--max), calc(100% - 40px));margin-inline:auto}.section{padding:34px 0}.eyebrow{color:var(--teal);text-transform:uppercase;letter-spacing:.06em;margin:0 0 8px;font-size:.9rem;font-weight:800}.section-title{color:var(--teal-dark);margin:0;font-size:clamp(1.5rem,3vw,2.15rem);line-height:1.12}.section-subtitle{max-width:720px;color:var(--muted);margin:8px auto 0}.center{text-align:center}.sticky-shell{z-index:50;position:sticky;top:0}.fomo-bar{color:#fff;text-align:center;background:#1b3a5c;padding:9px 0;font-size:.86rem;font-weight:650;line-height:1.4}.site-header{-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffffff5;border-bottom:1px solid #d8e4ecb3}.bottom-cta-actions{flex-wrap:wrap;gap:12px;display:flex}.header-inner{align-items:center;min-height:64px;display:flex}.brand{flex:none;width:132px}.brand img{width:100%;height:auto}.header-cta{min-height:44px;margin-left:auto;padding:10px 18px;font-size:.9rem}.header-cta .icon{font-size:1.05em}.btn{cursor:pointer;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:10px;min-height:48px;padding:12px 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#3ca64b61}.disclaimer-overlay{z-index:100;-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);background:#011522d1;position:fixed;inset:0}.disclaimer-content{z-index:101;border:1px solid var(--line);background:#fff;border-radius:16px;flex-direction:column;width:min(980px,100% - 28px);max-height:min(90vh,800px);display:flex;position:fixed;top:50%;left:50%;overflow:hidden;transform:translate(-50%,-50%);box-shadow:0 24px 80px #0000006b}.disclaimer-header{background:var(--teal-dark);color:#fff;flex:none;justify-content:space-between;align-items:center;gap:16px;padding:12px 14px;display:flex}.disclaimer-title{margin:0;font-size:1.15rem;font-weight:800;line-height:1.2}.disclaimer-close{color:#fff;cursor:pointer;background:0 0;border:1px solid #ffffff8c;border-radius:50%;flex:none;place-items:center;width:38px;height:38px;padding:0;font-size:26px;line-height:1;display:grid}.disclaimer-close:hover,.disclaimer-close:focus-visible{background:#ffffff26}.disclaimer-close:focus-visible{outline-offset:3px;outline:3px solid #fff}.disclaimer-scroll{background:#fff;padding:22px 24px;overflow:auto}.disclaimer-scroll p{color:#52687a;margin:0 0 .85rem;font-size:.85rem;line-height:1.62}.disclaimer-scroll p:last-child{margin-bottom:0}.disclaimer-footer{border-top:1px solid var(--line);background:#fbfdfe;flex:none;justify-content:flex-end;gap:12px;padding:14px 18px;display:flex}@media (width<=680px){.disclaimer-content{border-radius:12px;width:calc(100% - 24px);max-height:calc(100vh - 24px);top:12px;transform:translate(-50%)}.disclaimer-title{font-size:1rem}.disclaimer-scroll{padding:16px}.disclaimer-footer{padding:12px 14px}}@media (width<=768px){.hero{padding-bottom:0}#commercial.section{padding-top:0}.hero-grid{flex-direction:column;align-items:stretch;gap:0;display:flex}.hero-copy,.hero-visual{display:contents}.hero-eyebrow{order:0}.hero-title{order:1}.hero-book-panel{order:2}.hero-lead{order:3;margin:36px 0 0}.hero-lead.desktop-only{display:none}.hero-lead.mobile-only{display:block}.hero-cta-row{order:4;margin-top:10px}}.bottom-cta .bottom-cta-actions .btn{color:var(--teal-dark);background:#fff}.bottom-cta .bottom-cta-actions .btn-green{background:linear-gradient(135deg, var(--green-dark), var(--green));color:#fff}@media (width<=680px){.fomo-bar{padding:8px 0;font-size:.78rem}.bottom-cta-actions{grid-column:1/-1}.bottom-cta-actions .btn{width:100%}}.eyebrow-alert{color:#d0021b;letter-spacing:.04em;font-weight:900}@media (width<=980px){.why-shell{padding:20px 18px}.media-help{gap:16px}}@media (width<=768px){.section{padding:26px 0}.form-card{padding:18px 16px}.form-card h2{font-size:1.35rem;line-height:1.2}.help-card{flex-direction:column;align-items:flex-start;gap:14px}.help-card h2{font-size:1.2rem}.help-card .btn{width:100%}.why-shell{grid-template-columns:1fr;gap:18px;padding:18px 16px}.why-intro{padding:0}.why-card{text-align:left;gap:13px;padding:14px}.why-card-body{text-align:left}.why-card .symbol{flex-basis:44px;width:44px;height:44px;font-size:1.35rem}.learn-list{grid-template-columns:1fr;gap:10px}.learn-list li{font-size:.95rem}.testimonial{text-align:center;grid-template-columns:1fr;justify-items:center;gap:12px;padding:20px 18px}.stars{grid-column:auto}.bottom-cta-inner{text-align:center;grid-template-columns:1fr;justify-items:center;gap:14px;padding:24px 0}.bottom-cta h2{font-size:1.25rem}.bottom-cta-actions{justify-content:center;width:100%}.bottom-cta-actions .btn{width:100%}.header-cta{display:none}.footer-nav{gap:12px 18px}}@media (width<=480px){.hero h1{font-size:clamp(1.8rem,8vw,2.3rem)}.form-lead{font-size:.88rem}.field input,.field select{min-height:46px}.btn{width:100%}.video-caption{font-size:.8rem}.byb-video-play{width:60px;height:60px;font-size:23px}.footer-meta{font-size:.74rem}}.hero-cta-row{margin-top:26px}.hero-cta-btn{padding:16px 26px;font-size:1.05rem}.hero-cta-note{color:var(--muted);margin:10px 0 0;font-size:.85rem}.sr-only-title{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.guide-overlay{-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);z-index:90;background:#0818268c;position:fixed;inset:0}.guide-modal{z-index:91;background:#fff;border-radius:16px;width:min(520px,100vw - 32px);max-height:min(88vh,780px);padding:8px;position:fixed;top:50%;left:50%;overflow-y:auto;transform:translate(-50%,-50%);box-shadow:0 30px 70px #0818264d}.guide-modal .form-card{box-shadow:none;border:0;margin:0}.guide-modal-close{border:1px solid var(--line);width:34px;height:34px;color:var(--muted);cursor:pointer;z-index:2;background:#fff;border-radius:50%;font-size:1rem;line-height:1;position:absolute;top:10px;right:10px}.guide-modal-close:hover{background:var(--soft)}.sticky-cta{display:none}@media (width<=768px){.hero-cta-btn{justify-content:center;width:100%}.hero-copy>.hero-lead.mobile-only{margin:32px 0 0}.hero-copy>.hero-cta-row{margin-top:12px}.hero-cta-note{margin-top:8px}.guide-modal{border-radius:18px 18px 0 0;width:100%;max-height:92vh;padding:6px 6px 12px;top:auto;bottom:0;left:0;transform:none}.sticky-cta{z-index:60;padding:10px 14px calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fffffff5;display:block;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -6px 20px #08182614}.sticky-cta .btn{justify-content:center;width:100%}body{padding-bottom:78px}}